In a dynamic city like El Paso, where military families at Fort Bliss need quick device fixes before deployment, UTEP students seek affordable unlocked phones for international calls, and Juarez commuters want reliable repairs without upfront cash, traditional credit checks can be a barrier. At Your Smartphone Solutions, we eliminate that hassle with no credit check financing El Paso options—get your phone repaired, unlocked device purchased, or accessories financed today, with payments spread out comfortably
Get a decision during your visit. No hard credit pulls.
$40–$100 down typical. Far below full retail price.
Visit us at:
512 S El Paso St Suite C, El Paso, TX 79901
Side-by-side transparency you won't find anywhere else.
| Partner | Key Features | Down Payment | Terms & Options | Effective Cost ($500) |
|---|---|---|---|---|
|
Acima
3.8/5
|
Lease-to-own, ultra-quick approval app. | $50 – $150 | 12 months; early buyout available. | $650 Total if full term |
|
Progressive Leasing
4.0/5
|
Same-as-cash promotions, high electronics approval. | $40 – $100 | 3–12 mo; 90-Day Payoff. | $550 if paid in 90 days |
|
Payvantage
3.5/5
|
Small-purchase focus, easiest approvals. | $40 – $80 | 3 – 6 months short terms. | $580 total over term |
Note: Costs vary based on individual agreements. No hidden fees—we guide you to the best fit.
Visit or dial (915) 219-8440 to discuss your need (e.g., $250 repair or $600 phone).
Free diagnostic for repairs or browse unlocked devices to calculate your exact total.
Choose Acima, Progressive, or Payvantage based on your preferred payment terms.
Submit ID and proof of income. Takes just 5–10 minutes with our staff guiding you.
90% approval rate. Once approved, pay your low down payment (cash or card).
Walk out with your fixed device or new phone immediately. Set up auto-pay in the app.
Ensure you bring a valid official ID. Our border-friendly process ensures smooth approvals for international commuters without needing a US credit score.
Example: Finance a $250 Repair
*Pay off early to save up to 40% on lease fees!
We combine Lifetime Warranty with financing. Chains like CPR or Rent-A-Center don't offer this protection.
Full disclosures and side-by-side comparisons. No vague "apply here" buttons or hidden fees.
Bilingual staff for Juarez and specialized 10% military discounts for our Fort Bliss heroes.
EXCELLENT Based on 1033 reviews Posted on Bribri CascasTrustindex verifies that the original source of the review is Google. Muchas gracias Aylin, quería activar una línea qué me funcionará en juarez y el paso y me ayudo perfecto, me explicó cual me convenía y por que, muchas gracias Aylin🙂Posted on Ruby To greedyTrustindex verifies that the original source of the review is Google. Buen servicio con melissa carillo Recomendado aqui en smarphone solutions 10/10👌👌👌Posted on Julio RenteriaTrustindex verifies that the original source of the review is Google. Fueron muy amables, el servicio lo hicieron muy rápido 👍🏻👍🏻Posted on Ángel MartinezTrustindex verifies that the original source of the review is Google. Gracias por tu buen servicio IrenePosted on Viridiana BanuelosTrustindex verifies that the original source of the review is Google. Melissa me atendió súper bien y súper buena calidad se los súper recomiendo y a MelissaPosted on JasonTrustindex verifies that the original source of the review is Google. Alondra was so awesome came all the way from the east because all the other phone places didn’t know what was wrong with it. Until I ran to Smart Phone solution. And she came in notice my phone was filled with fuzz and just blow it out with an air gun. Made my day 100% satified.Posted on Manuel GarzaTrustindex verifies that the original source of the review is Google. I came across smart phone solutions for a new iPhone. The sales manager Irene showed me a variety of iPhones they had in stock. She told me every spec of the phones which I did love and bought the iPhone 16 plus pink , I really do appreciate her help she’s very understanding and kind sales women.Posted on rodrigocommercialTrustindex verifies that the original source of the review is Google. Muy amablemente se me atendió
It doesn't matter! Our partners look at your income and banking history, not your FICO score. If you have a steady job, you're likely approved.
Yes. We finance everything from a $150 screen repair to a $1,200 unlocked smartphone.
These are lease-to-own programs. If you pay off in the full term, there are fees. However, early payoff (like the 90-day option) saves you significant money.
These plans are flexible. You can often return the item or adjust your schedule. Since there's no hard credit check, your credit score is typically not impacted.
Visit us downtown or call to pre-qualify. Walk out with fixed tech today!
(915) 219-8440
512 S El Paso St Suite C, El Paso, TX 79901
Mon–Sat: 9AM–7:30PM | Sun: 10AM–6PM